Toll Free Number :1800 258 7750 (Available during banking hours - 10:00am to 06:00pm)

Reg. No: SA 2914 Dated : 27 Jan. 1995
License No: UBD Guj-1153 P Dated : 01 July 1995

RuPay Card Insurance

RuPay debit card holders get personal accident coverage (death due to accidental injury and permanent disability) in case of accidents occurring because of: 

  • Travelling by train, aeroplane and water accidents
  • Snake Bite
  • Electric current shock
  • It does not cover natural deaths or due to any disease etc.

Who will offer the coverage:

Insurance will be provided only till March 2016 and offered by New India Assurance. For the year 2014-2015, the insurance was provided by HDFC Ergo. There are two types of coverage offered for the:

  • Rs. 1 Lakh to the classic card holders

Condition for making a claim:

  1. RuPay card holders who has made minimum one transaction using the RuPay card 45 days before accident took place can only claim for the insurance. Transaction at any of the following places will be acceptable – ATM, online shopping, Micro ATM of the card issuing banks.
  2. Insurance is offered to individuals within the age group 18-65 years.
  3. Beneficiary of the claim amount can be any family member or legal heir or nominee.

About RuPay Card:

RuPay (Rupee + Payment) is India’s first locally designed and developed debit card offered by National Payments Corporation of India (NPCI). Until now, Indians have been using Mastercard, Visa enabled card carrying high transaction charge. But there are many differences between RuPay and Mastercard apart from the transaction charges. And the card is accepted at most of the online shopping sites, and booking train tickets and many more.


Benefits of RuPay Card