GST No.: 24AABAT4356N1Z6               


Eligibility of borrower
  • Must complied with the norms of KYC and having one year old CA/SB A/c with the Bank.
  • Must be a regular or nominal member of the Bank.
  • Having sufficient score in CIC's reports
Proof of identity
  • Copy of PAN card, Aadhar card, Voter ID, Driving license, Pass Port, Job card issued by NREGA  [Any two]. 

        [Copy of PAN / Aadhar is mandatory]

Proof of Address

[Residence / Business place]

  • Electricity bill / Gas Bill, Aadhar address OR rent agreement along with the recent copy of light bill.
Purpose of Loan   
  • To meet the day to day payments and expenses related to the nature of business such as staff salary, light bill, purchase of stocks/equipments as required from day to day need etc.
Proof of income
  • I.T. returns of applicant for last year OR self income declaration.
Quantum of finance
  • Upto Rs.50,000/-only
Share Linkage
  • Must be a nominal or regular member of the Bank
Repayment period
  • Repayment will be in 30 equal monthly Installments {EMl}
Rate of Interest         13%  p. a 
  • Two personal guarantors (one family member allowed), having their own property [Being regular or a nominal member of the bank]
  • Guarantors have to submit copies of tax bill and receipt of their own property.
  • In case of guarantor's income proof, self income declaration or l.T. return of last 1 year only.