”Personal information” means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Bank, is capable of identifying such person.
"Physical, physiological and mental health condition".
"Medical records & history".
"Application can ask Customer ID, Registered Mobile No, Birth Date, PAN No in order to validate customers identity.
"Account, refers to the saving/current account held by THE VARACHHA CO-OPERATIVE BANK LTD customers".
"Alert" shall mean the customized messages in response to the Triggers sent as SMS
(as defined herein) to the Customer over his / her mobile phones.
"Application" shall mean the Bank's Mobile Banking (MB) application which
will be downloaded onto the mobile phone of the Customer.
"Account, refers to the saving/current account held by THE VARACHHA CO-OPERATIVE BANK LTD. customers".
"Beneficiary" Person who receives funds transferred by remitter.
Customer refers to the THE VARACHHA CO-OPERATIVE BANK LTD customers.
"GPRS" General packet radio service, this is a service provided by mobile service provider in order to access internet from his/her mobile phone".
"IFSC" Code is an alphanumeric code that uniquely identifies bank-branch.
IMPS 'Inter-Bank Mobile Payment System' which is a way of remitting and receiving funds within two banks.
"MB" shall refer to the Mobile Banking application provided by THE VARACHHA CO-OPERATIVE BANK LTD.
"MMID" Seven digit numeric number associated with account number.
"MPIN" refers to the 4 digit security password given to THE VARACHHA CO-OPERATIVE BANK LTD. customers.
"NBIN" Four digit identification given to Bank by NPCI.
"NPCI" National Payment Corporation of India, a government authorizing regulatory body of India".
OTP 'One Time Password' random sequence of numbers generated by system for security purpose.
Phone shall mean the mobile handset used by customers in order to use Mobile Banking Service of THE VARACHHA CO-OPERATIVE BANK LTD.
"P2P 'Person to Person', amount transferred between two customers who are registered for Mobile Banking services."
"P2A 'Person to Account', amount transferred to a particular account number. Beneficiary need not registered to Mobile Banking service."
"Provided that, any information that is freely available or accessible in public domain or furnished under the right to information act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of this policy".