Reg. No: SA 2914 Dated : 27 Jan. 1995
License No: UBD Guj-1153 P Dated : 01 July 1995

FAQ's

Ans - 1   
To open an account with the Bank, the proposed account holder has to come personally along with the following documents:

  1. Recently taken one passport size photograph
  2. Photo ID proof like Aadhar Card, Election Card (Voter ID), PAN CARD, driving license or any other ID card issued by the reputed employers or by Govt. institutions
  3. Address proof like telephone bill, Electricity bill, Gas Connection bill, 1st page of the existing bank account pass book, LIC premium receipt, rental agreement, Property tax bill in the name of the account holder
  4. The above documents should be according “KYC” (Know Your Customer) norms as per RBI guidelines
  5. Introduction by an existing account holder

Ans - 2
Two Photograph for each person is required in Current Account
Besides the documents stated above for an individual, PAN CARD is compulsory for opening a Current account.
A. Partnership Accounts
In addition to the above, PAN CARD of the firm should be given. Each partner has to give the above stated documents individually. If there is a partnership deed, copy of the deed should be given. If it is registered, registration copy should be given. I f the shop is a licensed one by the local municipal authorities, the license copy should be given. Address proof of the business establishment is also to be given as stated above.
B. HUF accounts
PAN CARD of the HUF should be given. The proof stated above for an individual should be given for every adult member of the HUF. The opening form should be signed by Karta and other Co-parcners (adult members) and the names of minor children should be mentioned in the opening form along with their date of birth
C. Company accounts
In addition the documents related to the individual operating persons, Certificate of Incorporation, Certificate of commencement for Public Ltd. Companies, Specific Resolution in the Company's Board meeting to open an account with our Bank and the names of the authorised persons to operate the account, should be given. Memorandum & Articles of Association of the Company should also be given.
D. Association or Trust
In addition the documents related to the individual operating persons, Certificate of Registration, Specific Resolution in the meeting held by the Association or trust to open an account with our Bank and the names of the authorised persons to operate the account, should be given.

Ans - 3   
You can place some fixed amount in any of our schemes for a specific period with specific rate of interest. You may have the option to get the interest on the deposits every quarter or with cumulative process of getting the principal after a specified period along with the accumulated interest.Photo, photo ID, address proof to be given as stated and PAN CARD is compulsory for deposits above Rs.50000/-

Ans - 4   
You may apply for a demand draft with the required commission and we are having tie-up arrangements with various private sectors & nationalized banks and the demand draft will be issued payable at any place or places through out India.

Ans - 6
Yes. You can do by using our Any Branch Banking system without any additional charge. You can lodge the clearing cheques related to a/c with the particular branch with any of our other branches.

Ans - 7   
Yes. You can utilise our Mobile Banking system, by registering your mobile number at the time of opening the a/c.

Ans - 8   
Yes. You may get password from our officer after giving proof for necessary identification. By using the password, you may have access to your a/c through our VAT machine.

Ans - 9   
Our Bank is having various loans and credit schemes and depending upon the necessity you may get the loan after the production of necessary documents and securities within a reasonable time.

Ans - 10   
At regular intervals, you may get your passbooks duly written up through our New Accounts department or with the telephone operator.

Ans - 11   
Our Bank is one of the authorised bankers, for stamp franking by the Government of Gujarat (Stamps Department, Gandhinagar). You can get your unsigned documents with franking without any additional charges.

Ans - 12   
You should immediately notify the Bank about the loss of cheque book or pass book. The stop payment instructions will be carried for the lost cheques and the duplicate pass book will be issued after debiting the necessary charges in the account. You have to produce satisfactory evidence for your identity.