Sahkar Bhavan: Memorable moments of Inauguration Ceremony            A Glance of "Sahkar Bhavan": Dream of Bank          
GST No.: 24AABAT4356N1Z6               

Service Charges & Fees

LOCKERS

Types/Size of Locker Deposit Rs.

Annual Rent (GST Exclude) Rs.

Enterance Fee, Stationary Charge and Stamp Expense (One time)
A 10000 700 607
B 11000 1000 607
C 12000 1200 607
D 13000 1500 607
E 14000 1800 607
F 15000 2000 607
G 16000 2500 607
H 16000 2500 607
H1 16000 2500 607
L1 17000 3000 607
L2 20000 4000 607

DEBIT CARD CHARGES

Debit Card Issue Charge FREE Debit card are issued free of cost

Annual Maintenace Charge

Rs. 150/-

 Per Year Charge (For Classic Debit Card & Platinum Debit Card)

Debit Card Replacement/Cancellation (Block) Charge

 Rs. 150/-

Reissue/Replacement Charge

Cancellation/Block Charge
ATM Green PIN Rs. 100/- New Card PIN Generation with Green PIN will be Free of Cost
Charges for Withdrawal, Balance enquiry
Mini Statement, PIN Change

ATM Transaction Charges @ NFS Bank ATM (per month)

First 5 transaction are free , After that Rs. 17/- for Financial & Rs.6/- for Non-Financial (exclude GST) will be charged per transaction.

Charges, Fees, Commision

DRAFT / PAYORDER
DD Issue Charges Rs. 1 to 10000/-
Rs. 10001 to 50,000/-
Above Rs. 50,000/-		 Rs. 50/-
Rs. 100/-
Rs. 2/- Per Thousand
Maximum Charge Rs. 2500/-
Cancellation Charges Rs. 50/-
Pay Order Issue Charges Rs. 1 to 10000/-
Rs. 10001 to 50,000/-
 Above Rs 50,000/-		 Rs. 50/-
Rs. 100/-
Rs. 2/- Per Thousand
Maximum Charge Rs. 2000/-
Cancellation Charges Rs. 50/-
Duplicate Issue Charges Cancel Charge + Routine DD Charge + indemnity bond

 

Loan Processing Charges

W.E.F. 01/10/2023

LOAN

AMOUNT

UPTO

FD

LOAN

NSC

KVP

LOAN

PERSONAL

LOAN

E-SHRAM

LOAN

GOLD

LOAN

2 WHEEL/

E-VEHICLE

LOAN

BUILDER

PROJECT

LOAN

CAR

&

COMM.

VEHICLE

LOAN

SELF. EMP

&

EDUCATION

LOAN

ALL HOME /

MORTGAGE

LOAN

NEW CC/OD,

FD OD,

ALL MACHINERY/ TERM LOAN

&

OTHERS

CC/OD, FD OD

RENEW
50000 NIL 250 250 200 100 500

1% OF

SANCTION

AMOUNT

(MAXIMUM = NO LIMIT)

0.50% OF SANCTION AMOUNT

(MAXIMUM = NO LIMIT)

0.25% OF RENEW AMOUNT

(MAXIMUM = NO LIMIT)
100000 250 250 200 100 500
200000 500 500   200 700
300000 750 750   1000
400000 1000 1000  
500000 1250 1250
600000 1500  
700000 1750
800000 2000
900000 2250
1000000 2500

Particulars

Charges

OBC/IBC Cheque Collection

Rs. 1 to 20,000/-

Rs. 20,001/- to 1 Lakh

Above 1 Lakh

Rs. 100/-

Rs. 200/-

Rs. 250/-

+ Collecting bank charges       
Builty

Rs. 1 to 1,00,000/-

Above 1 Lakh

Rs. 250/-

Rs. 2.50 per thousand

Outward Cheque Return Charges

 Rs.100/- per Return Instrument

Cheque Counter Return Charges

 Rs.100/- per Return Instrument

Cheque Book Counter Lost Charges

Rs. 50/-

NACH Return Charges

  Rs. 200/-

Inward Cheque Return Charges

 Minimum Rs.200 per Return Instrument  or 21% Inward return cheque amount whichever is Higher

Cheque Clearance Interest

 In case of account having insufficient Balance at the time of Inward clg posting then after customer credit amount has account from any way than required amount will be charged @ 21%

NACH Registration Charges

  Rs. 300/-

Cheque Charges

Chequebook issue charge rs. 2/- per cheque 

(first 9 cheque free)
Cheque Stop Payment Charges 

Rs. 25/- per cheque

Rs. 400/- maximum on Current A/c (Per Day)

Rs. 200/- maximum on Saving A/c (Per Day)
Account Close Charges

Saving a/c Rs. 100/-  (up to 6 month Rs. 250/-)

Current a/c Rs. 150/- (up to 6 month Rs. 500/-)

Locker a/c Rs. 100/-  (up to 6 month Rs. 250/-)
Duplicate Issue Charges

Passbook Rs. 100/-,

FD Certi. Rs. 100/- + Indemnity Bond

Share Certi Rs. 100/- + Indemnity Bond,

Chequebook Counter Rs. 50/-

Folio Charges (Current a/c)

 Rs. 200/- and Rs. 0.50/- per entry (Per Half-Year)
Account Statement Charges

First time free, than after rs. 10/- per page

(Free from Net/Mobile Banking)
Bank Guarantee Issue Charges

Rs. 500/- minimum up to Rs. 25,000/-

than Rs. 20/- per thousand

Maximum Charge Rs. 20,000/-
Solvency certificate Issue Charges

Rs. 2/- per thousand

minimum Rs. 250/-

maximum Rs. 2000/-

Balance Certificate

Account Certificate

No Due Certificate

NOC + Any Certificate

Report Charges

 Rs. 100/-

Sign. Verification Charges

 Rs. 150/-

Nominal Share Holder Charges

 Rs. 50/-

Regular Share Holder Entrance Charges

Rs. 10/-

Regular Share Holder Stationary Charges (One time)

 Rs. 100/-

Share Holder ID Card Re- Issue Charges

 Rs. 100/-

Duplicate Share Certificate Charges

 Rs. 100/-

Loan overdue Reminder Charges

 Rs.150/- (Charges will debited after 10th EOD of every Month, Overdue will be consider as on 10th day of Month)

Loan Special Notice Charges

 Rs. 500/-

Confidential Report Issue Charges

 Rs. 100/-

Quotation Change Charges

Quotation Amount Upto Rs. 5 Lakh = Rs. 250/-

Quotation Amount Above Rs. 5 Lakh = Rs. 500/-

CC/OD & FD/OD Interest Commitment Charges

Minimum Interest of 25% of total limit.

If not debited during the limit usage period then difference will be debited at the time of Renewl or Closing + GST.

Stock Statement Late Submission Charges

Rs. 200/- On 15th Day of every Month

Cash Receipt Transaction Charges

W.E.F. 01.11.2023

Cash Receipt = Cash Counter + Cash Recycler Machine (Per Month)

Saving Account (Minimum Average Balance need to maintain Rs.1000/-)

- Up to  5 Lakh = No charges

- Above 5 Lakh = Rs. 75 + GST (Per Lakh)

Current Account

Slab-1 (Minimum Average Balance need to maintain Rs. 5000/-)

- Up to  25 Lakh = No Charges

- Above 25 Lakh = Rs. 75 + GST (Per Lakh)

Slab-2 (Minimum Average Balance need to maintain Rs. 1,00,000/-)

- Up to  1 Crore = No Charges

- Above 1 Crore = Rs. 75 + GST (Per Lakh)

Slab-3 (Minimum Average Balance need to maintain Rs. 5,00,000/-)

- Up to  2 Crore = No Charges

- Above 2 Crore = Rs. 75 + GST (Per Lakh)

 Slab-4 (Minimum Average Balance need to maintain Rs. 10,00,000/-)

- Up to  5 Crore = No Charges

- Above 5 Crore = Rs. 75 + GST (Per Lakh)

Cash Withdrawal Charges

Per day Upto Rs.10 Lakh - No Charges

Per day Above Rs. 10 Lakh - Rs.50/- + GST will debited on same day per Rs.1 Lakh)

(Cash withdrwal from Bank Branch Counter as well as ATM will be consider)

NEFT/RTGS/IMPS/UPI

Charges

No Charge

SMS Charges

W.E.F. 01.10.2023

 Rs. 20/- per Quarter

Sign. Change Charges

 Rs. 100/-

Lost Token Charges

 Rs. 500/-
Change Quotation Charges

up to 5 Lakh Rs. 250/-

Above 5 Lakh Rs. 500/-

Locker Break Open Charges

 Rs. 500/- + Charge for Godrej company extra

Foreign Payment Charge

Up to Rs. 1 Lakh - Rs. 500/-,

Rs. 1 Lakh to above Rs. 1000/-

+ Processing Bank Charges

Minimum Average Balance Charges

W.E.F. 01.09.2022
Savings Account

Minimum Average Balance Require

= Rs. 1,000/-

 Charge : Rs. 75 + GST
Current Account

Minimum Average Balance Require

= Rs. 5,000/-

 Charge : Rs. 75 + GST

 

* GST will be extra taken along with charge

You can drop your complaint and suggestions in suggestion Box available at every branch