LOCKERS |
|||
|---|---|---|---|
| Types/Size of Locker | Deposit Rs. |
Annual Rent (GST Exclude) Rs. |
Enterance Fee, Stationary Charge and Stamp Expense (One time) |
| A | 10000 | 700 | 607 |
| B | 11000 | 1000 | 607 |
| C | 12000 | 1200 | 607 |
| D | 13000 | 1500 | 607 |
| E | 14000 | 1800 | 607 |
| F | 15000 | 2000 | 607 |
| G | 16000 | 2500 | 607 |
| H | 16000 | 2500 | 607 |
| H1 | 16000 | 2500 | 607 |
| L1 | 17000 | 3000 | 607 |
| L2 | 20000 | 4000 | 607 |
DEBIT CARD CHARGES |
|||
|---|---|---|---|
| Debit Card Issue Charge | FREE | Debit card are issued free of cost | |
|
Annual Maintenace Charge |
Rs. 150/- |
Per Year Charge (For Classic Debit Card & Platinum Debit Card) | |
|
Debit Card Replacement/Cancellation (Block) Charge |
Rs. 150/- |
Reissue/Replacement Charge Cancellation/Block Charge |
|
| ATM Green PIN | Rs. 100/- | New Card PIN Generation with Green PIN will be Free of Cost | |
| Charges for Withdrawal, Balance enquiry Mini Statement, PIN Change |
|||
|
ATM Transaction Charges @ NFS Bank ATM (per month) |
First 5 transaction are free , After that Rs. 17/- for Financial & Rs.6/- for Non-Financial (exclude GST) will be charged per transaction. |
||
Charges, Fees, Commision |
||
|---|---|---|
| DRAFT / PAYORDER | ||
| DD Issue Charges | Rs. 1 to 10000/- Rs. 10001 to 50,000/- Above Rs. 50,000/- |
Rs. 50/- Rs. 100/- Rs. 2/- Per Thousand Maximum Charge Rs. 2500/- |
| Cancellation Charges | Rs. 50/- | |
| Pay Order Issue Charges | Rs. 1 to 10000/- Rs. 10001 to 50,000/- Above Rs 50,000/- |
Rs. 50/- Rs. 100/- Rs. 2/- Per Thousand Maximum Charge Rs. 2000/- |
| Cancellation Charges | Rs. 50/- | |
| Duplicate Issue Charges | Cancel Charge + Routine DD Charge + indemnity bond | |
Loan Processing Charges
W.E.F. 01/10/2023 |
||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
LOAN AMOUNT UPTO |
FD LOAN |
NSC KVP LOAN |
PERSONAL LOAN |
E-SHRAM LOAN |
GOLD LOAN |
2 WHEEL/ E-VEHICLE LOAN |
BUILDER PROJECT LOAN |
CAR & COMM. VEHICLE LOAN |
SELF. EMP & EDUCATION LOAN |
ALL HOME / MORTGAGE LOAN |
NEW CC/OD, FD OD, ALL MACHINERY/ TERM LOAN & OTHERS |
CC/OD, FD OD RENEW |
| 50000 | NIL | 250 | 250 | 200 | 100 | 500 |
1% OF SANCTION AMOUNT (MAXIMUM = NO LIMIT) |
0.50% OF SANCTION AMOUNT (MAXIMUM = NO LIMIT) |
0.25% OF RENEW AMOUNT (MAXIMUM = NO LIMIT) |
|||
| 100000 | 250 | 250 | 200 | 100 | 500 | |||||||
| 200000 | 500 | 500 | 200 | 700 | ||||||||
| 300000 | 750 | 750 | 1000 | |||||||||
| 400000 | 1000 | 1000 | ||||||||||
| 500000 | 1250 | 1250 | ||||||||||
| 600000 | 1500 | |||||||||||
| 700000 | 1750 | |||||||||||
| 800000 | 2000 | |||||||||||
| 900000 | 2250 | |||||||||||
| 1000000 | 2500 | |||||||||||
Particulars |
Charges |
|||||||
|
OBC/IBC Cheque Collection |
Rs. 1 to 20,000/- Rs. 20,001/- to 1 Lakh Above 1 Lakh |
Rs. 100/- Rs. 200/- Rs. 250/- + Collecting bank charges |
||||||
| Builty |
Rs. 1 to 1,00,000/- Above 1 Lakh |
Rs. 250/- Rs. 2.50 per thousand |
||||||
|
Outward Cheque Return Charges |
Rs.100/- per Return Instrument | |||||||
|
Cheque Counter Return Charges |
Rs.100/- per Return Instrument | |||||||
|
Cheque Book Counter Lost Charges |
Rs. 50/- | |||||||
|
NACH Return Charges |
Rs. 200/- | |||||||
|
Inward Cheque Return Charges |
Minimum Rs.200 per Return Instrument or 21% Inward return cheque amount whichever is Higher | |||||||
|
Cheque Clearance Interest |
In case of account having insufficient Balance at the time of Inward clg posting then after customer credit amount has account from any way than required amount will be charged @ 21% | |||||||
|
NACH Registration Charges |
Rs. 300/- | |||||||
|
Cheque Charges |
Chequebook issue charge rs. 2/- per cheque (first 9 cheque free) |
|||||||
| Cheque Stop Payment Charges |
Rs. 25/- per cheque Rs. 400/- maximum on Current A/c (Per Day) Rs. 200/- maximum on Saving A/c (Per Day) |
|||||||
| Account Close Charges |
Saving a/c Rs. 100/- (up to 6 month Rs. 250/-) Current a/c Rs. 150/- (up to 6 month Rs. 500/-) Locker a/c Rs. 100/- (up to 6 month Rs. 250/-) |
|||||||
| Duplicate Issue Charges |
Passbook Rs. 100/-, FD Certi. Rs. 100/- + Indemnity Bond Share Certi Rs. 100/- + Indemnity Bond, Chequebook Counter Rs. 50/- |
|||||||
|
Folio Charges (Current a/c) |
Rs. 200/- and Rs. 0.50/- per entry (Per Half-Year) | |||||||
| Account Statement Charges |
First time free, than after rs. 10/- per page (Free from Net/Mobile Banking) |
|||||||
|
Bank Guarantee Issue Charges Only for Loan Holder |
Rs. 500/- minimum up to Rs. 25,000/- than Rs. 20/- per thousand Maximum Charge Rs. 20,000/- |
|||||||
| Solvency certificate Issue Charges |
Rs. 2/- per thousand minimum Rs. 250/- maximum Rs. 2000/- |
|||||||
|
Balance Certificate Account Certificate No Due Certificate NOC + Any Certificate Report Charges |
Rs. 100/- | |||||||
|
Sign. Verification Charges |
Rs. 150/- | |||||||
|
Nominal Share Holder Charges |
Rs. 50/- | |||||||
|
Regular Share Holder Entrance Charges |
Rs. 10/- | |||||||
|
Regular Share Holder Stationary Charges (One time) |
Rs. 100/- | |||||||
|
Share Holder ID Card Re- Issue Charges |
Rs. 100/- | |||||||
|
Duplicate Share Certificate Charges |
Rs. 100/- | |||||||
|
Loan overdue Reminder Charges |
Rs.150/- (Charges will debited after 10th EOD of every Month, Overdue will be consider as on 10th day of Month) | |||||||
|
Loan Special Notice Charges |
Rs. 500/- | |||||||
|
Confidential Report Issue Charges |
Rs. 100/- | |||||||
|
Quotation Change Charges |
Revised/New Quotation Amount Upto Rs. 5 Lakh = Rs. 250/- Revised/New Quotation Amount Above Rs. 5 Lakh = Rs. 500/- |
|||||||
|
CC/OD & FD/OD Interest Commitment Charges |
Minimum Interest of 25% of total limit. If not debited during the limit usage period then difference will be debited at the time of Renewl or Closing + GST. |
|||||||
|
Stock Statement Late Submission Charges |
Rs. 200/- On 15th Day of every Month |
|||||||
|
Cash Receipt Transaction Charges W.E.F. 01.11.2023 |
Cash Receipt = Cash Counter + Cash Recycler Machine (Per Month) Saving Account (Minimum Average Balance need to maintain Rs.1000/-) - Up to 5 Lakh = No charges - Above 5 Lakh = Rs. 75 + GST (Per Lakh) Current Account Slab-1 (Minimum Average Balance need to maintain Rs. 5000/-) - Up to 25 Lakh = No Charges - Above 25 Lakh = Rs. 75 + GST (Per Lakh) Slab-2 (Minimum Average Balance need to maintain Rs. 1,00,000/-) - Up to 1 Crore = No Charges - Above 1 Crore = Rs. 75 + GST (Per Lakh) Slab-3 (Minimum Average Balance need to maintain Rs. 5,00,000/-) - Up to 2 Crore = No Charges - Above 2 Crore = Rs. 75 + GST (Per Lakh) Slab-4 (Minimum Average Balance need to maintain Rs. 10,00,000/-) - Up to 5 Crore = No Charges - Above 5 Crore = Rs. 75 + GST (Per Lakh) |
|||||||
|
Cash Withdrawal Charges |
Per day Upto Rs.10 Lakh - No Charges Per day Above Rs. 10 Lakh - Rs.50/- + GST will debited on same day per Rs.1 Lakh) (Cash withdrwal from Bank Branch Counter as well as ATM will be consider) |
|||||||
|
NEFT/RTGS/IMPS/UPI Charges |
No Charge |
|||||||
|
SMS Charges (Savings / Current) W.E.F. 01.10.2023 |
1. 1 - 50 SMS = Rs. 10 + GST / Quarter 2. 51 - 200 SMS = Rs. 15 + GST / Quarter 3. 201 - 400 SMS = Rs. 20 + GST / Quarter 4. Above 400 SMS = Rs. 25 + GST / Quarter |
|||||||
|
Sign. Change Charges |
Rs. 100/- | |||||||
|
Lost Token Charges |
Rs. 500/- | |||||||
|
Locker Break Open Charges |
Rs. 500/- + Charge for Godrej company extra | |||||||
|
Foreign Payment Charge |
Up to Rs. 1 Lakh - Rs. 500/-, Rs. 1 Lakh to above Rs. 1000/- + Processing Bank Charges |
|||||||
|
Minimum Average Balance Charges W.E.F. 01.09.2022 |
|
|||||||
|
* GST will be extra taken along with charge You can drop your complaint and suggestions in suggestion Box available at every branch |
