Reg. No: SA 2914 Dated : 27 Jan. 1995
License No: UBD Guj-1153 P Dated : 01 July 1995

Business & Personal Loans

Personal Loans


Attractive Loan Schemes at very competitive rate of interest & reasonable documentation with fast disposal. Our various loan schemes are Car Loan, Home Loan, VCB Credit Loan, VCB Mortgage Loan, VCB SME Loan, Industrial and Business Loan, Vendor Finance, LC discounting, Gold loan scheme Loan, Educational Loan, Share Overdrafts etc.

  • Home Loans
  • FD Loan
  • Two Wheeler Loans
  • Self Employee Loans
  • Car Loans
  • Gold Loan
  • Personal loan/Surety Loan for Members
  • Education Loans
  • NSC/ KVP Loans

 

Business Loans


Term Loan for capital investment in fixed assets, such as Plant & Machinery, Construction/Purchase of factory Shed/Office Premises, Furniture & Fixtures, Technical Gadgets/Equipment, etc.

  • Cash Credit Loans
  • Over Draft
  • Consumer Durable Loans
  • Machinery Loans
  • Tuf Machinery Loans
  • Mortgage Loans
With Effective From 01-05-2018
Loan Type Rate(in %)
CASH CREDIT 10.75
CAR LOAN 9.50
COMMERCIAL VEHICAL LOAN 13.00
EDUCATION LOAN 10.00
FD LOAN [Up to 50 Lakh] FD RATE + 1%
FD LOAN [Above 50 Lakh to 5 Crore] FD RATE + 0.50%
FD LOAN [Above 5 Crore] FD RATE + 0.25%
GOLD LOAN 10.50
GOVT. SCHEME LOAN 12.00
HOUSING LOAN 10 / 15 YEARS 9.50
MACHINARY LOAN (Up to 1 Crore) 10.75
MACHINARY LOAN (Above 1 Crore) 10.25
MACHINARY(TUF) LOAN (Up to 1 Crore) 10.75
MACHINARY(TUF) LOAN (Above 1 Crore) 10.25
MORTGAGE LOAN 12.50
NSC / KVP LOAN 12.00
OVERDRAFT (Against Property) 12.50
OVERDRAFT (Professionals) (Doctor) 13.00
OVERDRAFT (Against FD) FD RATE + 1%
PERSONAL LOAN 13.00
PERSONAL LOAN (Professionals) (Doctor) 12.50
SELF EMPLOYED LOAN 10.50
TERM LOAN 11.25
TWO WHEELER LOAN 13.50
BUILDER PROJECT LOAN 12.50

Loan EMI Calculator

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